NYC merchant cash advance broker — $50K to $500K in 24 hours.
New York City businesses cannot afford to wait 90 days for a bank loan. Max Funding gets NYC construction companies, restaurants, retailers, and trucking operations funded in as little as 24 hours — based on revenue, not credit score. Joel Carbajal works personally with every client across all five boroughs and surrounding areas.
Fast capital for New York City businesses.
Joel Carbajal works personally with New York City business owners across construction, restaurants, retail, and trucking — industries banks consistently underserve.
Apply in minutesAreas served in New York City.
Max Funding works with businesses across New York City including:
Common questions
How fast can a New York City business get funded?
Most New York City clients receive $50K to $500K in as little as 24 hours after approval. Same-day funding is available for qualifying businesses.
Does Max Funding work with businesses in New York City?
Yes. Joel Carbajal works with businesses across New York City including Manhattan, Brooklyn, Queens, The Bronx, and surrounding areas.
Do I need good credit to qualify?
No. Merchant cash advances are based on your business revenue, not your personal credit score. We look at your monthly bank deposits.
What do I need to apply?
Your last 4 months of business bank statements and a completed application. No tax returns, no collateral, no business plan required.
How much can I borrow?
Max Funding works with advances from $50,000 to $500,000 based on your average monthly revenue.
Rather than just handing over capital and forgetting about you, Joel truly cares about you and your company. The connection and the fact that he genuinely cares makes all the difference.Owner, Butcher BlockVerified Max Funding client
New York City businesses funded tomorrow.
$50K to $500K. Apply in minutes. Joel handles the rest personally.
Get funded in 24 hours