Merchant Cash Advance for Retail Businesses
Retail is feast or famine. A merchant cash advance gives retail businesses fast access to $50K to $500K to stock up, expand, and compete.
Why retail businesses need fast capital
Retail runs on inventory — and inventory does not wait for bank approvals. Holiday stock needs ordering months in advance. A supplier deal expires in 48 hours. Retail opportunities move fast, and the businesses that capitalize are the ones with capital ready.
How a merchant cash advance works for retail
A merchant cash advance provides your retail business with a lump sum from $50,000 to $500,000 — funded in as little as 24 hours. Repayment is a fixed percentage of daily deposits, so slower months naturally cost you less. No collateral, no fixed monthly bill.
What retail businesses use MCA funding for
Holiday and seasonal inventory purchases, opening a second or third location, store renovations and display upgrades, e-commerce expansion, bridging a slow season, and buying out closeout inventory.
Who qualifies?
Any retail business generating consistent monthly revenue is worth a conversation. Max Funding looks at your credit score, monthly gross revenue, and time in business. No retail sub-industry is excluded.
How to get started
Last 4 months of business bank statements and a completed application. Joel Carbajal works personally with every retail client to find the right advance size before anything is signed. Checking your options is free and will not affect your credit score.
$50K to $500K in as little as 24 hours. Checking your rate will not affect your credit score.
Get funded in 24 hours